The Top Ten Immediate Benefits Americans Will Receive When Health Care Reform Passes

Yesterday, the Democratic Caucus of the House listed the provisions of the health reform bill that will take effect “as soon as health care passes,”

The legislation would:

  1. Prohibit pre-existing condition exclusions for children in all new plans
  2. Provide immediate access to insurance for uninsured Americans who are uninsured because of a pre-existing condition through a temporary high-risk pool;
  3. Prohibit dropping people from coverage when they get sick in all individual plans
  4. Lower seniors prescription drug prices by beginning to close the donut hole
  5. Offer tax credits to small businesses to purchase coverage
  6. Eliminate lifetime limits and restrictive annual limits on benefits in all plans
  7. Require plans to cover an enrollee’s dependent children until age
  8. Require new plans to cover preventive services and immunization without cost-sharing
  9. Ensure consumers have access to an effective internal and external appeals process to appeal new insurance plan decisions
  10. Require premium rebates to enrollees from insurers with high administrative expenditures and require public disclosure of the percent of premiums applied to overhead costs.“By enacting these provisions right away, and others over time” the Caucus declares, “we will be able to lower costs for everyone and give all Americans and small businesses more control over their health care choice.”

Maggie Mahar is an award winning journalist and author. A frequent contributor to THCB, her work has appeared in the New York Times, Barron’s and Institutional Investor. She is the author of “Money-Driven Medicine: The Real Reason Why Healthcare Costs So Much,” an examination of the economic forces driving the health care system. A fellow at the Century Foundation, Maggie is also the author the increasingly influential HealthBeat blog, one of our favorite health care reads, where this piece first appeared.

Livongo’s Post Ad Banner 728*90

Categories: Uncategorized

Tagged as: ,

Leave a Reply

74 Comment threads
0 Thread replies
Most reacted comment
Hottest comment thread
36 Comment authors
dog supplies metallicpurificadoras de aguazapatos mbtwww.redeebook.tk/index.php?do=/DelorasRe/info/"Bloddy Mary" Recent comment authors
newest oldest most voted
dog supplies metallic

Great beat ! I wish to apprentice whilst you amend
your site, how can i subscribe for a weblog site? The account helped me a
appropriate deal. I had been a little bit acquainted of this
your broadcast provided bright transparent concept

purificadoras de agua

I’m new to your blog and i really appreciate the nice posts and great layout.:.;,’

zapatos mbt

Reyna est accus茅 d’avoir tu茅 Riki Ren茅 Watkins, 25, lundi matin dans une maison qu’il partageait avec la victime et sa s艙ur dans dans la communaut茅 de San Diego South Park, a indiqu茅 la police.


Very nice post. I simply stumbled upon your weblog and wished to say that I’ve
truly loved browsing your weblog posts. After all I’ll
be subscribing in your rss feed and I’m hoping you write again very

"Bloddy Mary"

I’m gone to say to my little brother, that he should also visit this blog on regular basis to get
updated from hottest reports.

Henry Massingale

To help cover the sick and the poor is a FASC Concept that states that to build a Health Care Forum within our Government Institution is a Peoples right to do so and this is Protect Under the Constitution as a Human and Civil Right. So in plan words if the poor and the sick could only afford to pay $5.00 to $10.00 per month this would to bring a balance toward the broken tax system, to add up this number 32 million to 100 million sick and poor people x $5.00 per month. This will place back into the… Read more »


do the idiot right wingers really believe they have more weapons and more soldiers than us? they better think again before we eat them and piss on the soles of their families, excuse my french. we can do it and we intend to do it if necessary. they should leave well enough alone, or else.

Kelly Williams

We have unknowingly harming and even killing our children and pets. We are giving them cancer and other diseases they are unaware of.
Please review the sites below.
They will show you how.
Spring and Summer are upon us. Arcenic wood is a killer.
Help me to spread the word. There is a fix, however this healthcare problem is nation wide.

Dana Max
Dana Max

This will sound like a stupid question (maybe it is), but what does “as soon as health care passes” mean?
Also, for #1: I have insurance, which excludes my child’s pre-exisiting condition (which I have to pay for out of pocket). They told me today (3/23) that they will still exclude my child’s condition because it is an existing plan. So I have to drop my plan and purchase a new plan? Is that how this works?


problem is the “puppy’s are dying so we must do something quickly” always leads to a knee jerk reaction that ends up (always in the governments case) to cause an enormous unintended problem as it tries to solve the existing one. case in point soc sec and medicare. these two programs, while they were deemed necessary to help those who could not help themselves have cost us dearly, medicare is 30+ trillion in debt and the soc sec trust fund is far beyond bankrupt and is loaded with IOU’s from mostly democratic but in truth both parties having raided it… Read more »


Going on welfare. No need to excel now. Be just like the UK and France.
All you working slobs, have a nice time, supporting us welfare bums.
We don’t appreciate what you do, and if you try to stop working, we’re going to protest, like all the ILLEGALS in D.C. today.
Going for some beers now, and get some ‘rays. Keep working — Obama has created more welfare folks.


DO NOT BELIEVE YOUR LYING EYES OR THAT LYING CALCULATOR No. 1 STEAL-O-CRAT LIE — “we know more, so STFU.” Bull. START OVER — TOO MANY LIARS. http://www.indexmundi.com/switzerland/ethnic_groups.html +++++++++++++++ “How many Africans, Latinos and ILLEGALS live in Switzerland? Only six percent — not nearly 50% in USA.” Actually, Switzerland has one of the highest immigration rates in the world. One quarter of its population is foreign-born. +++++++++++++ SWITZERLAND: Ethnic groups: German 65% French 18% Italian 10% Romansch 1% other 6% Definition: This entry provides an ordered listing of ethnic groups starting with the largest and normally includes the percent of… Read more »


I’m willing to relax and see what happens when the bill passes. Can’t be any worse than the mess Bush left this country in a year ago.


Harris, James, Peter, Barry, Nick, Paola, Nikc, Frustrated, Harris– Yes, I totally agree about # 9–thanks for highlighting it. James- Under the reconciliation bill the Federal govt is offering substantial help to all states — I believe (not entirely certain) that Washington is cover 100% of additional costs as well as extra money to states that were already covering childless adults. Peter– Good point. But brand name hospitals that overcharge are already being “outed” in Massachusetts– and these are essentially good brand-name hospitals . But they’re charging too much I think you’re going to see more and more of this… Read more »


I’m not sure how I feel about this particular bill. It could be a start, but it has potential to be a problem. Personally, I think the focus should be on cost control first. According to a study done by PriceWaterhouseCoopers, over half of all money spent on healthcare is spent unecessarily. Then on top of those corrections, allow the sale of drugs manufactured in other countries to be sold here, retract the law that only allows 100,000 new doctors a year into the system (this was put into affect due to lobbying by the AMA), and create a single… Read more »