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Tim
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Tim

That’s probably close. If you are a gambler who’s not worried about catastrophes, then get an HD HSA plan. 8^) Sounds like it’s right up your alley.
Here in Ohio, my plan for a guy your age <>> is about $206 according to Anthem.com’s quoting tool.
The quoting tool for BCBS CA is apparently offline at the moment. Go figure… just when you need it.

Jojo
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Jojo

“What don’t you get?”
Maybe I’m a gambler and not worried about catastrophe’s?
Anyway, I’m in my early 50’s so I’d wager that a similar policy to yours would probably cost me more like $200-250/month. I seem to recall #’s in this range when I looked into this a while ago.

Tim
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Tim

You couldn’t be more wrong. If you have no conditions or meds, get a high deductible HSA plan. Get it now while you can. You won’t ever have to worry about being covered again. You own the policy. Your employer can give you a tax free allowance for he policy once you get another job. It’s yours as long as you pay the premium. I have an Anthem HSA plan with a $2500 OP MAX/DEDUCTIBLE. It costs me about $75 a month. It’s insurance. That’s what it’s for…nothing else. Buying a bundle of “benefits” from a carrier is like buying… Read more »

Jojo
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Jojo

No, no conditions or meds. But have gotten everything checked while I am covered [lol]. Yes, I know that I can get individual insurance. I’d probably have to go with a fairly high deductible to get the price down to something I might want to pay for on a monthly basis though. I’ve rolled the dice before and I’ll likely do it again until I locate my next gig. This is a PPO plan with Blue Cross California. It is a $250 deductible and includes a $10 copay, 90% coverage at participating organizations and a $2000 out-of-pocket annual max (then… Read more »

Tim
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Tim

Jojo, do you have any conditions or take any meds? If nothing serious, and provided you are not a rodeo clown or an underwater welder (ha!) you can look into individual insurance.
In what state do you reside?

Jojo
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Jojo

Ha! Too true. I lost my job end of December. When I was given the Cobra continuation papers I found that my health insurance cost the company $933/month and the dental cost $56/month.
Clearly, I won’t be able to afford healthcare coverage until I find another job (and someone to pay these astronomical costs!).