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POLICY: Well, this is obvious

A new study states the obvious about health policy and the HSA

The analysis, conducted by Jonathan Gruber of M.I.T., projects that while 3.8 million previously uninsured people would gain health coverage through HSAs as a result of the President’s proposals, 4.4 million people would become uninsured because their employers would respond to the new tax breaks by dropping coverage and they would not secure coverage on their own. The net effect would be to increase the number of uninsured Americans by 600,000.

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The Medical Blog NetworkDean ScourtestheorajonesTom Leithjib Recent comment authors
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Ron Greiner
Guest

“The Medical Blog Network” (TMBN) you said, “What is wrong with having coverage for vaginal birth for males? Since it is not used there is no cost to taxpayers.” Let me explain to you what you said. –I don’t mind the State Mandating that males pay extra for their health insurance by purchasin’ maternity coverage that they can’t possibly use. Same with women who have had their tubes tied. They can pay extra too, who cares. 60 year old women don’t mind paying extra anyway because their minds are too crusty. So screw ’em. Who wants a stoopid Governor like… Read more »

The Medical Blog Network
Guest

Nobody gives a rat’s ass about you Ron, what you think or what you have been selling now or in 1996.
I was not even addressing you to begin with.

Tom Leith
Guest
Tom Leith

> So yes, you are confused.
Nope. Even your Healthy Options plan is term insurance. Might be the best sort of term insurance available, but it is still term insurance.
t

Ron Greiner
Guest

What’s his name? Kilzhaber? Get real.
When I wrote the first MSA in 1996 you would have said I was crazy. Now that HSAs are the Center-Piece of President Bush’s 2006 agenda would indicate to me that I was right and you were probably trying to get cheap thrills in the back of your Toyota in 1996, get real. You are lucky I even waiste my time and talk to you.
OK, Give us your credentials “The Medical Blog” Bozo.
I promise not to laugh at your worthlessness.
Remember, you shot your mouth off to me first.

The Medical Blog Network
Guest

What is wrong with having coverage for vaginal birth for males? Since it is not used there is no cost to taxpayers.
Having W. as an ally is a curse these days. Most of 2006 national Republican candidates are avoiding him like a plague. Ask Santorum, DeWine and others. He campaigned for Kilgore, who lost the election in his red state. The man even called himself a lame duck last year.
Finally, Gov. Kitzhaber is not trying to ban private health care market. He wants to preserve it alongside with a universal plan. Keep sellin’ Ron.

Ron Greiner
Guest

“The Medical Blog Network” my daughter lives in OR. She just graduated last year in biology with minors in chemistry and math. She worked her way through college enrolling MSAs/HSAs. She is a licensed agent who lives in OR. Her boyfriend is covered for a normal vaginal birth, trust me. It’s OR law. You my friend are a little confused on how the STATE MUST try and regulate free and open markets. I’m a salesman as well. I will again submit that I would rather have President Bush as a steadfast ally instead of some half-backed fruitcake Governor that nobody… Read more »

The Medical Blog Network
Guest

Ron,
I suggest you change career and become a comedian. You have a talent for making people laugh.

Ron Greiner
Guest

Please “The Medical Blog Network” OR law, under you goofy Governor, makes all citizens buy maternity coverage. Even my daughter’s boyfriend has maternity just in case he has a normal vaginal birth. Trust me, your OR Gov is a fruitcake. The tax free HSA on the other hand has friends in “HIGH” places, W. Join America’s oldest “HSA selling team.” The HSA is the doorway to the 21st Century Financial Service Sector. Call (727) 943-8118 ask for Ron. Don’t call unless you are licensed in multiple states in Life and Health and current E & O (Don’t waist my time).… Read more »

The Medical Blog Network
Guest

Tom Leith:
Your statements are the proof that you do not care about finding real solutions to our “system”. This kind of attitude is the reason why nothing gets done to fix the problems. Party on!

Ron Greiner
Guest

Tom: Not only do we offer a 2 year flat rate in MO but also “Healthy Options” which reduces renewal premiums by 10% months 25 thru 36, and then again months 37 thru 48 if the insured doesn’t hit the deductible that they choose the previous year. So yes, you are confused. But we already knew that. The only reason I asked you if you went tax free with an HSA was to see if you wanted to defend the pitiful health insurance that you presently have. Rest assured I know more about your present health insurance than you do,… Read more »

Tom Leith
Guest
Tom Leith

> Both proponents and opponents of HSAs are tinkering > around the edges instead of looking at the root > cause of the problems in our system. This is correct, and so what? There is no consensus on what the “problem” is, or whether there is a “system”. The HSA mechanism is an incremental strategy to at least mitigate some problems many people agree are truly problems. Proponents are not trying to save the world. I think a majority of opponents are. As for Gruber’s study: yes, he has used assumptions about the price elasticity of demand for health insurance.… Read more »

The Medical Blog Network
Guest
The Medical Blog Network
Guest

This thread is ridiculous. Both numbers, of people projected to enroll in HSA and to be dropped by employers, are pulled out of the a$$ to suit political goals of their sponsors. It is easy to manipulate any model to get the results you want in the first place. There are lies, damned lies and then statistics. Both proponents and opponents of HSAs are tinkering around the edges instead of looking at the root cause of the problems in our system. But neither care to find real solutions. There are more important things like pleasing those who pay for these… Read more »

Dean Scourtes
Guest
Dean Scourtes

Tom writes: “.. it is unfair of you to judge every proposal against your apparent goal of totally indemnifying especially the poor and also the ignorant or stupid from any financial strain due to poor health.” Such mean spirited sentiments mean I cannot appeal to your sense of compassion, so I will appeal to your self interest. 1. If the number of uninsured in this country increases, as Gruber predicts, their unreimbursed costs will be passed on to you in the form of higher hospital bills, insurance premiums and taxes to pay for public health programs 2. By making access… Read more »

Ron Greiner
Guest

Tom Leith, you said, “We all have term health insurance, and it is in fact ILLEGAL in the state where I live to sell a multi-year contract for health insurance.” (We have a 2 year rate guarantee, geez) That’s when I asked Matthew where he digs up fruitcakes like you, remember? That’s why us IA people say, “If you moved the lower counties of IA into MO you would double the IQ of both states.” Tell me Tom, have you went tax free yet with an HSA or are you waitin’ to be the last American who enrolls? Matthew was… Read more »