New contributor Susan Mucha has some interesting and amusing takes on the views of the Republican voting core on the health insurance question:
Excellent thoughts on this topic. I share your frustration on shopping for health insurance–my "association plan" is $6500 a year with a $5000 deductible and it goes up about $1000 a year (I’ve never made a claim). Unfortunately as a member of the middle class, if I had a need for emergency medical care and didn’t insure myself, the hospital would take my
house and savings after presenting the bill, so I choose to pay for a noncompetitive "group" insurance policy rather than play roulette with my retirement. Individual insurance wanted to indefinitely exclude my gastro-intestinal tract (family history of hiatal hernia plus had a screening colonscopy/endoscopy about four years ago–no further treatment but a black mark on my health screening questionnaire).
our local Republican Women’s group called me last night to see why I wasn’t
re-joining–I’ve refused the last two years because of my frustration on
Administration policies related to health care (the Democrats don’t have better
answers because the insurance lobby feeds both sides too well). I told her that
I felt that the Administration was out of touch on this issue and until I saw
some evidence of it being given attention I wasn’t going to re-join. She shared
with me that she was currently uninsured because her husband was self-employed
and couldn’t find affordable health insurance. She says she "prays to God
every day that she won’t get sick." So, I guess Republican women are starting a
new "faith-based" initiative to address the health insurance issue. Personally I
think the HSA isn’t much better than praying to God to stay well. I’m not
worried about a $5K hospital bill. I’m worried about $100K hospital bill and
because no one knows how much procedures cost, it is impossible to understand
what you are buying in a hospital emergency situation.We definitely need to fix the problem and the report you’ve posted has excellent suggestions. There are a lot of us out here that are willing to pay
for reasonable health coverage insurance and a little better regulation of
insurance industry policies would go a long way in incentivizing continued
individual health cost responsibility. I see more and more people "praying to
God" instead of paying insurance premiums and ultimately we taxpayers are
covering those bets.
I actually think that this is a screaming big deal, and that the social conservatives without access to health insurance are the "swing voters" who will eventually vote for rather than against their economic interests, and vote for a national health insurance program. How long they’ll stay with faith-based insurance, I don’t know.