I still read the articles every day that Google and the rest of my searches spit into my inbox. But as the sausage gets made I despair for the country. Not so long ago the NY Times met the Rush Limbaugh fan who decries the government takeover of health care, even though his wife ran up $68,000 in care while she had breast cancer and no insurance. Somehow because his local hospital let him off the charges, he thinks that the system was OK, and drove for an hour to shout at a Democrat who wanted to change it! (Of course the taxpayer absorbed the costs).
Yesterday NPR reported about the Sacramento man who loves his current health insurance. He’s had six or seven surgeries in the past five years—in other words he would be completely uninsurable if he lost his job (post-COBRA). He even sort of understands that.
“I mean you hear horror stories about people who have insurance and then all the sudden get denied coverage down the line because they may have had a pre-existing condition,” Koenig says. He, too, worries that he’s one step away from being dropped from his plan or losing his job and not being able to afford coverage…..And that’s why Koenig is on board with parts of the big push to change the health care system.
And like about half of other Americans, he’s actually been uninsured.
In the early nineties he was laid off and went without insurance for several months. He says it was an uncertain time and he sympathizes with the millions of Americans who don’t have coverage — or could be dropped at any time
So what does he think?
he says the focus should be on regulating the insurance industry and not a government take-over, which he believes President Obama is pushing for.
Let’s quickly review here.
Obama/Baucus/HR3200 all basically keep employer-based insurance as is with a bit of expansion, keep Medicaid as is with some expansion to suck up a few of the uninsured poor, and change the regulations in the insurance market to prevent (some of) the problems the Sacramento man understands. Oh, and they sort of put in place a backstop public plan (well HR 3200 does anyway) which people could buy into if there wasn’t a private plan they liked.
So does this sound like “regulating the insurance industry” or is it “a government take-over”.
I hesitate to remind the Sacramento man that a government takeover means the communists collectivizing your farm and stealing your pigs, and shipping you off to Siberia. What Obama/Baucus/HR3200 is proposing is minor reform of the insurance market.
And yet, somehow that message cannot get itself into the thick skulls of people who those reforms would actually help.
Categories: Matthew Holt