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Spot-On: Matthew Holt: A Tale of Two Underwriters

My latest—and hopefully last—explanation of my weird trip through the individual insurance market is up over at Spot-on. I’m channeling a certain boring English 19th century author in a A Tale of Two Underwriters.

As ever please come back here to comment if you like.

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Matt, You provide a great article on the perils of individual health underwriting. I am glad HealthNet accepted you, but I find it unbelievable and unreasonable that Blue Shield rejected you. This type of cherry picking applicants is ridiculous. HIPPA must be amended to at least include individual health insurance portability coverage. It would even be better for insurers to be required to accept all individual applicants and make them compete upon the best quality of their plans. If you or any applicant had thorough Electronic Medical Records, an insurance company might reject your application completely. Otherwise, a health insurer… Read more »