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Matthew HoltKP HawaiiAbbyRon GreinerSue Recent comment authors
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Ron Greiner
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Ron Greiner

Matthew wrote, //Mind you I’ve always thought that Florida should be towed off into the Caribbean and left there without any air-conditioning like the Banana Republic it is.// My youngest son and his friends are in air conditioning. Last night I went to a party because they all got raises. My adopted son (kinda) got a call from his mother in England. She said, “You could see the sun today for the first time in a month.” The boy said, “Mom, how would you like to see the sun every day?” Sue is right. Both Republicans and Democrats have contributed… Read more »

Sue
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Sue

The thing that bothers me most is that I don’t see very many politicians at all that I feel good about voting for. Personally, I believe that as a country we are facing some critical economic policy challenges related to globalization philosopies, workforce structure, education and healthcare delivery and our politicians are so locked in partisan squabbles that no good solutions are getting put on the table. In my opinion, Republicans and and Democrats have both contributed problems in these areas through lack of good policy initiatives. When voters mindlessly follow a party label they contribute further to the problem.… Read more »

Matthew Holt
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I cant believe that anyone’s lies can amount to those of Katherine Harris….she after all is the one who put us in this mess and was caught with her knickers down by Greg Palast. See http://www.gregpalast.com/detail.cfm?artid=122&row=1
Mind you I’ve always thought that Florida should be towed off into the Caribbean and left there without any air-conditioning like the Banana Republic it is.

Ron Greiner
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Ron Greiner

Jeb Bush is a good guy. I was a little afraid because Governor Jeb Bush refuses to run for President in ’08. I thought it was important to have a proven vote getter in Florida to take the Presidency. Yesterday, it was reported in the Saint Peterburg Times that Governor Jeb Bush has passed $14 billion in tax cuts since taking office in 1999. Also they reported that the Tampa Bay unemployment is down to 3.8%. Governor Jeb Bush at yesterdays tax cut siging said, “I wish I could lower taxes even more. Government doesn’t create jobs but it can… Read more »

KP Hawaii
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Well said, Sue.
Someone I have a great deal of respect for (and who reads and occasionally posts here, so I hope he’ll recognize himself) once said in a nutshell:
“…most right wing extremists [are] only interested in saving the unborn and the nearly dead, and couldn’t care less about the living and merely sick.”
He was referring to Jeb Bush =)

Sue
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Sue

We actually need an intelligent bi-partisan effort focused on healthcare. You should read John McCain’s discussion of his beliefs in sound fiscal policy in Goldwater/Reagan Republicanism vs. the current Bush philosophy of cut taxes and increase spending. The Republican Party needs to put their house in order. Consider the current Republican health care activism re: Terry Schiavo. Woman with eating disorder has potassium imbalance that triggers heart attack and brain death. Husband sues for malpractice and wins settlement to pay for extended care. (I guess malpractice suits are okay when “right to life” is involved). After trying a range of… Read more »

Ron Greiner
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Ron Greiner

The real problem for Socialized Medicine is that the Democratic Party is totally lost. You need the Democratic Party if we do indeed want a government takeover of health care and they are in ruin. Here in Florida it is really bad. Senator Nelsen is up for re-election along with the Governor. You know I think the St. Petersburg Times is just a propaganda outlet for the Democratic Party. So the St. Pete’s Times didn’t run this story on the front page but hid it in the back pages. Florida’s Democratic Party has been busted by the IRS and is… Read more »

Ron Greiner
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Ron Greiner

Can’t have a big deductible like $20K with an HSA under federal law. Most families get a $5,200 combined family deductible that pays 100% thereafter, including Rx. If the employer fully funds the HSA that’s still only $433 a month. But always remember it is against the law for HSA deposits to go up double digit like insurance. Employers never get a notice saying their HSA deposits are going up, unlike those horrible insurance rate increase letters. You can tell where the owner opens the letter because there is a dent in the ceiling. Only the $166 monthly premium is… Read more »

Sue
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Sue

I don’t disagree that HSAs represent one creative option to provide affordable premium options, but without controls on the cost of health care they are simply a short-term solution. The real problem we have is that we have a market that is extremely inefficient economically. In markets that are truely consumer-driven increases in price beyond what consumers feel are affordable triggers drops in demand which triggers cost reduction strategies in producers and retailers that lower price. That’s why you can buy a DVD player at Wal-Mart for under $100. Right now, the drop in demand is happening at the insurance… Read more »

Abby
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Abby

Ron, I think you’re comparing apples to oranges. For it to be avalid comparison, you need to have the employer pay the cost of th HDHIP AND fully fund (or at least 80% fund) the HSA. So If the annual deductible is $5,000, then the employer ought to put in $4,000 or $4,500 into the HSA too. That comes out to about $375 per month (and really you need to put that in at the beginning of the period, because a nnew employee might get hit by a truck. So the cost is $544 per month. Though it’s not as… Read more »

Ron Greiner
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Ron Greiner

Matthew, I have never heard anybody explain why we have inflation in health care quite like that. I think it’s much to complex for those people, even though you did work in some stuff they might like to think about. Read their comments. I like to use real numbers when I explain it. For example, when I talk to an employer who is spending $1,100 a month for family health insurance on employees, I like for them to use a calculator. I have them put in the cost of a 30 year old couple and 2 children on HSA health… Read more »

Sue
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Sue

That was an excellent piece and it catches the real crux of the issue. There isn’t one single villian that is driving costs–it is a combination of factors which includes consumers with great insurance who have an entitlement mentality and expect Cadillac care with minimum cost sharing, healthcare providers who want higher than world market compensation packages, insurance companies and hospitals unwilling to look at true cost reduction strategies related to sharing of high-dollar equipment or streamlining of admin processes, insurance companies who only want to insure the healthy, malpractice lawyers helping consumers play legal lotto, compassionate conservatives who want… Read more »